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Net Worth Calculator

Calculate your net worth by subtracting liabilities from assets.

Your net worth is the single best snapshot of your financial health. Simply enter the total value of everything you own (assets) and everything you owe (liabilities) to find your net worth instantly.

Net Worth Calculator

Your Results

Enter your details to see results.

How This is Calculated

Formula:

Net Worth = Total Assets - Total Liabilities

Subtracts total liabilities (mortgages, credit cards, student loans) from total assets (home value, savings, investments) to define net worth.

Sources & Assumptions: Standard personal accounting and balance sheet guidelines.

How to Use This Calculator

Enter your total assets and total liabilities, then click Calculate.

  1. Total Assets — savings, investments, property value, vehicle value, etc.
  2. Total Liabilities — mortgages, loans, credit card balances, etc.

Net Worth = Assets − Liabilities. A positive number means you own more than you owe.

Frequently Asked Questions

Is a negative net worth bad?

Many people — especially younger adults with student loans — have a negative net worth. The key is that it is growing over time.

Should I include my home?

Yes — include the current market value as an asset and the outstanding mortgage as a liability.

Results are for informational purposes only and do not constitute financial advice. Always consult a qualified financial professional.