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401(k) Employer Match Optimizer

Maximize your employer match and "free money".

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Maximize your employer match and "free money".

401(k) Employer Match Optimizer

e.g. 50% or 100%
e.g. match up to 6% of salary

Your Results

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How This is Calculated

Formula:

Total Annual 401k Addition = Employee Contribution + Min(Employee Contribution, Match Cap Rate * Salary * Match Percentage)

Calculates total annual retirement deposits and employer "free money" captured by contributing enough to achieve the maximum corporate matching threshold.

Sources & Assumptions: U.S. Department of Labor Employee Benefits Security Administration benchmarks.

Results are for informational purposes only and do not constitute financial advice. Always consult a qualified financial professional.