Terms of Use

1. Acceptance of Terms

By accessing or using FinToolSet ("the Site"), you agree to be bound by these Terms of Use. If you are using the Site on behalf of an organisation, you represent that you have authority to bind that organisation to these terms.

2. Use of the Site

You may use FinToolSet for lawful, personal, non-commercial purposes. You agree not to:

• Scrape, copy, or redistribute content without permission
• Use automated tools to access the site in a manner that overloads our infrastructure
• Attempt to interfere with the security or operation of the Site
• Use the Site for any illegal or fraudulent purpose

3. Calculator Disclaimer

FinToolSet calculators are for informational and educational purposes only. They do not constitute financial, tax, legal, or investment advice.

Calculator results are estimates based on the inputs you provide. Actual figures may vary. Always consult a qualified financial professional before making significant financial decisions.

We make every effort to ensure accuracy, but we make no warranties, express or implied, regarding the correctness or completeness of any calculator results.

4. Intellectual Property

All content on FinToolSet — including text, guides, design, logos, and code — is owned by FinToolSet or its licensors and is protected by applicable intellectual property laws.

You may link to our pages and share our content with appropriate attribution. You may not reproduce substantial portions of our content without written permission.

5. User Content

If you submit comments or other content to the Site, you grant FinToolSet a non-exclusive, royalty-free licence to use, publish, and display that content. You represent that you have the right to grant this licence and that your content does not violate any third-party rights.

6. Affiliate Links

Some links on FinToolSet are affiliate links. We may earn a commission if you click through and make a purchase. This comes at no additional cost to you. We only promote products and services we believe are genuinely useful.

7. Limitation of Liability

To the fullest extent permitted by law, FinToolSet shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any calculator results.

Our total liability to you for any claim arising under these terms shall not exceed the amount you paid to use the Site (which, as it is free, is zero).

8. Governing Law

These Terms shall be governed by the laws of the jurisdiction in which FinToolSet operates. Disputes shall be resolved in the courts of that jurisdiction.

9. Changes to Terms

We may update these Terms at any time. The "Last updated" date will be revised. Continued use of the Site after changes constitutes acceptance of the updated Terms.

10. Contact

For questions about these Terms, please contact us.